Payment Policy

Effective Date: January 15, 2026

At bacanamagazine Store, we are committed to providing secure and reliable payment options for our customers. All payments are processed through trusted third-party payment providers. By completing a purchase on our website, you agree to the terms outlined in this Payment Policy.

1. Accepted Payment Methods

We currently accept the following payment methods:

PayPal
Stripe (Credit and Debit Cards, including Visa, MasterCard, American Express, and Discover)

All transactions are processed in United States Dollars (USD) unless otherwise specified.

2. PayPal Payments

When selecting PayPal at checkout, you will be redirected to PayPal’s secure platform to complete your payment.
You may pay using your PayPal balance, linked bank account, or credit/debit card.
Payments are typically confirmed instantly.
bacanamagazine Store does not store or access your PayPal login or financial information.

All PayPal transactions are subject to PayPal’s terms, conditions, and privacy policy.

3. Stripe Payments (Credit/Debit Cards)

Stripe enables customers to pay securely using credit or debit cards without creating an account.
Card details are encrypted and processed directly by Stripe.
bacanamagazine Store does not store full card numbers or sensitive payment information.

Stripe complies with PCI-DSS security standards to ensure safe payment processing.

4. Payment Security

Our website uses SSL (Secure Socket Layer) encryption to protect your data.
Payment information is handled exclusively by PayPal and Stripe.
We take reasonable precautions to prevent fraud, unauthorized access, and data breaches.

5. Payment Confirmation

Once your payment is successfully processed, a confirmation email will be sent to you.
If you do not receive a confirmation email, please check your spam folder or contact our support team.

6. Failed or Declined Payments

Payments may be declined for reasons including but not limited to:

Insufficient funds
Incorrect payment details
Bank or payment provider restrictions

If a payment fails, please try again or use an alternative payment method.

7. Refunds and Chargebacks

Refund requests are subject to our Refund Policy.
Unauthorized chargebacks may result in account suspension and further investigation.
We encourage customers to contact us directly before filing a dispute with PayPal or their card issuer.

8. Contact Information

If you have questions or concerns regarding payments, please contact us:

Email: [email protected]
Phone: 559-498-8208